02:01 Al Smith Golden Eagle Financial Retirement Planning. Did you know that 1 in 4 adults over 77 don’t have life insurance? Among those aged 65-74, 65% still carry debts like mortgages, car loans, and even student loans. What happens to those debts when they pass, and who will cover the rising cost of funerals, now averaging $7,848 according to the National Funeral Directors Association? In this eye-opening discussion, John and Al dive into the financial challenges seniors face and the importance of planning for the unexpected. How can life insurance and proper financial strategies protect your loved ones?

29:44 Why are processed foods so ingrained in American culture, and what’s the hidden cost of their convenience? From Red Die and Oreos to Pop-Tarts, these staples may taste good, but are they silently damaging your health? In this interview, host John sits down with health and wellness educator Dr Julie Gatza, DC, to uncover the truth about the world’s unhealthiest snacks. What makes them so addictive, and how can you break free from the processed food trap? Digestive Enzymes from Nature’s Sources. Discount Code: RADIO – 800-827-7656.

HOUR 2 

01:12  Richard Battle: Are you being underestimated by those around you? In this conversation, John and author Richard Battle explore the powerful idea of not allowing yourself to be pigeonholed by others’ limited perceptions. Have you ever surprised someone by accomplishing something they never expected from you? Why are people so quick to define us by our current roles instead of our potential? And how can you break free from these limiting labels? Discover how to redefine yourself and embrace the belief that what you do is not who you are.

28:43 Is the TikTok ban just the beginning, or are more to come? In this engaging interview, host John sits down with Sunny Kutcher of  Young Americans Against Socialism & Educate Freedom to discuss the TikTok ban, the rise of the new Red Note app, and the role of propaganda in shaping public perception. How can we ensure our public servants are genuinely working to protect us from threats like China and other adversaries while protecting our freedoms? 

HOUR 3 

01:18 Did you know that community banks are disappearing across the U.S., leaving small businesses and local borrowers struggling? In this insightful interview, John talks with Alex Rosado, a Young Voices contributor and expert in financial policy, about how rolling back the Dodd-Frank Act could revitalize community banking and fuel economic growth. Why are small banks vanishing, and how has Dodd-Frank shifted power to big banks at the expense of personalized service and innovation?

35:33 Is inflation cooling faster than it seems? John and Scott Garliss break down the latest Consumer Price Index (CPI) data in this interview and challenge the financial media’s narrative about rising inflation. While seasonally adjusted numbers suggest a monthly increase, non-seasonally adjusted data shows inflation growth was unchanged in December—and could drop below the Federal Reserve’s 2% target as early as February. How might this shift impact interest rates, the economy, and the S&P 500?